Attention homeowners in McKinney and Collin County: Need an appraisal?
Here are the top 7 reasons why TX homeowners hire Integrity Appraisers of Texas, LLC.:
Need help deciding the value of your house in or near McKinney, TX?
At Integrity Appraisers of Texas, LLC., we understand the particular needs of a consumer after appraisal services. Our regular business clients understand the appraisal process and the standard reporting formats. As our client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Integrity Appraisers of Texas, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.
Need to cancel PMI?
A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Integrity Appraisers of Texas, LLC., we're veterans in helping people just like you dismiss unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if you live in a region that's declining. That only means you are paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Integrity Appraisers of Texas, LLC. is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be difficult and inconvenient from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Integrity Appraisers of Texas, LLC. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.